The development and implementation of a comprehensive financial plan is the key to achieving financial goals and objectives.  It provides a solid basis upon which clients can build and maintain financial security and plan for the future.  Based on a client’s specific long-term objectives, Modera Wealth Management can craft a personal financial plan that is uniquely suited to their needs, focusing on the following:

• Retirement planning                                                       
• Portfolio management and asset allocation
• Estate and disability planning                                           
• Cash flow and savings analysis
• Insurance and risk management                                  
• Tax planning and tax reduction strategies
• College funding for children and grandchildren               
• Maximizing executive compensation and stock options
• Elder care options                                                      
• Intergenerational wealth transfer strategies
• Charitable giving                                                    
• Coordination with your other professional advisors