Modera Wealth Management will design a diversified investment portfolio, customized for each client, to help achieve long-term financial goals.  Clients receive a written Investment Policy Statement (IPS) focused on an investment strategy that is consistent with their objectives, risk tolerance, and liquidity needs.  The investment portfolio cannot deviate from the IPS without written approval. Clients also receive ongoing portfolio management services that are responsive to changes in individual circumstances in order to keep the portfolio on-track and up-to-date. Clients receive reports of their portfolio’s rate of return and risk level on a regular basis so that they can measure their progress according to their plan. Our portfolio services can help clients:

• Earn enough money to achieve their goals
• Stay in control of their financial future
• Reduce the amount of time it takes to manage wealth
• Select the investment products most likely to help achieve their goals
• Monitor investment performance, both risk and return
• Accommodate risk tolerance level, and any unique constraints
• Eliminate unnecessary investment risks
• Control investment expenses
• Effectively manage tax liability
• Coordinate and control trusts and foundations
• Stay abreast of new developments and new investment products
• Update their investment strategy when appropriate